Privacy Policy

Privacy policy effectiveness

This Privacy Policy shall apply only to individual users and solely to information collected by this website. This Privacy Policy is effective as of September 2004 ("Effective Date") and applies to personal and financial information submitted on this website on or after the Effective Date.

Our commitment to privacy

Your privacy is important to us, as well as to our respective subsidiaries and affiliates (collectively, "we," "us" or "our") and we are committed to treating your personal information responsibly. To better protect your privacy, we provide this notice explaining our online information gathering and dissemination practices and the choices you can make about the collection and use of the personal information you submit on this website on which this Privacy Policy is posted. Use of this website constitutes your consent to our collection and use of personal data in accordance with the terms hereof. We use industry standard safeguards to protect the confidentiality of personal information we collect from users. Personal information collected is accessible only by designated staff or agents of our organization who are also bound to this statement, except as expressly described below. We endeavor to maintain appropriate physical and electronic procedures and safeguards to protect information collected from this website however we cannot guarantee the confidentiality of information that you disclose online and transmit to us, and you understand that you do so at your own risk.

Personal information that we may collect

We do not collect any personally identifiable information about you through this website unless you provide it to us voluntarily, with the exception of you computer's IP address. The information we collect will vary depending on how you use this website. On some pages you can register or request to receive materials, announcements and other information. The types of personal information collected may include, without limitation, your name and contact information (such as your postal address, zip code, phone number or email address). We do not collect or maintain information from those actually known to be under the age of 13. We will not contact children under age 13 without a parent's permission. In addition to the information provided by website visitors, our computers automatically receive and record information from your internet browser, including your IP address and the pages you request.

How we use and disclose your information

We use information you provide on an aggregated basis to do such things as operate our site, enhance our site, and to better understand the profile of our online audience. In some cases we use your personal information to contact you or to provide information to you, such as to send newsletters to you that you request.

Information sharing and disclosure

We do not sell or rent your personal information or share your personal information with other people or  companies, except with your permission, or under the following limited circumstances:

  • We may need to share the information or send the information to trusted partners who work on our behalf under confidentiality agreements in order to provide the information you have requested or to help us communicate with you.
  • We may share aggregated, non-personally identifiable information about our users with for marketing and promotional purposes.We may store and disclose personal information as allowed or required by applicable law, including making disclosures in order to respond to subpoenas, court orders, or legal process.
  • We may establish or exercise our legal rights or defend against legal claims as necessary or advisable to protect the rights, safety or property of our communities or others and to conform to legal or regulatory requirements.
  • We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of the website terms of use, or as otherwise required by law.
  • We transfer information about you if this company is acquired by or merged with another company.
  • Third parties (hackers) may unlawfully intercept or access information or confidential transmissions.

Links to third party websites

This website may contain links to third-party websites for which are provided solely as a convenience to viewers and not as an endorsement of the contents of such sites. While we endeavor to only provide links to website maintained by reputable organizations, you should be aware that these third parties might be able to gather information from and about you if you visit their websites. In these cases, those third parties will use such information in accordance with their own privacy policies, which may differ substantially from our policy. We assume no liability for the privacy practices of such other sites and are not responsible for the availability or content of, any off-site pages or any other sites linked to our website. Your linking to off-site pages or other sites is at your own risk.

Correction of personal information; Opt-out right

We make every effort to keep your information current and accurate. Accordingly, we ask that you notify us in the manner described below of any changes to your personal information. We ask that you notify us of any changes to your personal information via e-mail, telephone or postal mail via our Contact page. You may at any time request to be removed from our email list by clicking the unsubscribe link in any email you receive from us. Alternatively, you may notify us via e-mail via our Contact page. In the event you elect not to receive any future contacts from us, we will endeavor to remove your name from our email list as quickly as possible.

Notification of changes in privacy policy or use of information collected

This Privacy Policy may be updated and modified from time to time by us in our sole discretion. If we decide to change our Privacy Policy or if we make any material changes in our privacy practices that affect user information already collected through our site, we will post a notice of those changes on our Homepage. We will use information in accordance with the Privacy Policy under which the information was collected. If you do not agree to any provision of this Privacy Policy, or any update or modification thereto, please do not use our website.

Contact us

Please visit our Contact page.